The chart under “Show me what's ahead”

Where did “Show me the finish line” go?

Into the chart. The three finish-line charts — Debt, Savings and Giving — are now views of the one chart area under “Show me what's ahead”. On a wide screen every chart that isn't on the big stage sits in a rail beside it, and “This month” sits beneath. On a tall enough window the whole page fits without scrolling and the pane with the chart and your pay periods scrolls on its own; on a shorter one the same layout simply scrolls with the page. Tap a tile's “big chart” to bring it to the stage (the balance line steps into the rail until you bring it back), and “Open Debt →” to go to its page. On a phone or tablet, tap a pill above the chart — or swipe across the pills, or across the Year, Debt, Savings or Giving charts; on a keyboard, use the arrow keys. Each pill carries its one figure, so you can read every view without switching.

It always opens on the next 6 weeks. When the section is folded shut, its header still shows your debt-free date. Hovering a pay period lights its days on the balance line, and tapping the line's TIGHTEST mark opens the pay period it lands in.

What does the “The next 6 weeks” view show?

Your balance, day by day, for the next six weeks — paydays lift the line, bills pull it down. It starts from what your last paycheck leaves behind, marks your tightest day, and always draws the worst case, so reality can only be better.

Hover or tap a day to see what lands on it, and tap a row in the read-out to open that bill.

What does the “Debt-free” view show?

Your whole debt, falling to zero on the plan you're keeping up. Each dot is the month a specific debt clears — bigger debts get bigger dots — and hovering or tapping one names it. The dashed line is minimums plus rollover; the dotted line is minimums only, which is what you'd be doing without a plan. The gap between them is what your plan buys.

The left edge is where your journey began — the earliest month you started tracking a debt — so you can see the ground you've already covered. If nothing has aged a month yet, it starts at Today.

What does the “The year ahead” view show?

One bar per month for the next twelve: what's left after bills, debt, what you set aside for savings and giving, and everyday living. Up from the line, it's yours. Down from the line — amber — the month's plan needs more than it earns by that much; red only when the bills alone run past income. The problem months are the ones below the line, and their names are coloured to match.

Tap a bar to open that month: where its money goes, in one sentence, and anything that lands in it — a big bill, a debt clearing, a goal coming due — with the one thing you can do about it. It's a plan, not a forecast: paychecks as scheduled, bills as they recur, living costs at your stated rate. A month with no paycheck entered yet is drawn hollow.

What do the Savings and Giving views show?

Every posted transfer is one step up the staircase. The hollow rings are the transfers still to make, drawn once there are enough past ones to count a rhythm; the dashed line is the pace that reaches the target by its date.

Tap a step to open that transfer in the ledger.

When do the Debt, Savings and Giving pills appear?

The year ahead shows once you have a paycheck entered; Debt shows once you have a debt with a balance; Savings and Giving show once you have at least one goal with a target and a due date still ahead. A view with nothing to draw is never offered, and with only the 6-week chart there is no strip at all.

What's the recap I get when a pay period ends?

When a pay period closes — the day the next paycheck's period begins — BFOD looks back at the one that just ended and, if every line it owed was settled, shows you a short recap of what that paycheck did: the bills it covered, what went to debt, and anything you set aside or gave.

The bar chart across the top is that period itself. The tall mark on the left is the paycheck that funded it, and each bar is a line that settled, placed on the day it fell and sized by what it cost — so you can see the shape of your fortnight at a glance.

It reads your plan and changes nothing. It never moves a bill, never marks anything paid, and never touches a month or a total.

Why haven't I seen a paycheck recap?

It only appears when the period that just ended settled cleanly: every line it owed marked Posted, and at least one line actually owed. If a bill slipped, or you left something on Automatic without confirming it, BFOD stays quiet rather than congratulating you on a period that didn't go to plan.

It also never repeats. Each pay period is recapped once, and the very first period after you start using BFOD is skipped — you weren't here to watch it happen.

A recap popped up when I opened the app — can I turn that off?

Tap “Don't show these again” on it, or switch it off any time under More → Alerts & pop-ups → Paycheck recap.

Turning it off doesn't change anything about your plan — your bills, periods and totals all work exactly the same, you just won't get the pop-up.