Help & Guide
How to Use BFOD.us: Bills, Budgeting, Debt Payoff & Savings
Everything BFOD.us can do, in plain language — adding bills and income, budgeting each paycheck, paying off debt faster, setting savings and giving goals, reminders, installing the app, and account & billing. Every answer is grounded in exactly how the app behaves.
Getting started
The checklist, the spreadsheet import, and the fastest way in.
3 answers
Bills & the monthly view
Adding bills, statuses, skipping a month, and editing a series.
12 answers
Money in — paydays & pay periods
Pay schedules, pay periods, and what's really left to spend.
8 answers
Spare money & extra debt payments
Putting spare money on debt — and what it actually buys you.
9 answers
Quick actions (tap a bill)
The tap-a-bill menu, and how to undo what it did.
4 answers
Where the calendar went
What replaced the month calendar, and where Settings went.
4 answers
Debt & payoff
Payoff strategy, extra payments, and what moves the date.
13 answers
Savings & Giving
Goals, the emergency fund, and saving on payday.
19 answers
Your dashboard north-stars
What every number on the dashboard is telling you.
7 answers
Analytics & insights
Planned vs actual spending, and the year ahead.
3 answers
Reminders & notifications
Email reminders so a due date never sneaks up.
2 answers
Install & offline
Home-screen install on iPhone and Android, plus offline use.
3 answers
Account, trial & billing
The 90-day trial, subscribing, and cancelling.
9 answers
Import & export
Bulk spreadsheet import, and getting all your data back out.
3 answers
Trophies
The milestones the app watches for as you go.
5 answers