Bulk-load bills, income, and debts from a spreadsheet, then download everything back out, edit it, and re-upload to update in place.
How does spreadsheet import work?
More → Your data → Import from spreadsheet. Download the Excel template, fill it in, and upload — everything is validated and nothing imports until the file is valid, with a preview before it commits. It's one sheet where each row's Category column decides whether it's income or a bill.
Uploading is an upsert, not an append. Rows carrying a “BFOD ID” — the column “Download my data” fills in — update that entry in place; rows without one are created new. So re-uploading a file you downloaded edits your plan instead of duplicating it, and an out-of-date workbook will overwrite newer amounts with the ones it holds. If your template is out of date, re-download the latest one.
Can the import also set up a loan or credit-card payoff?
Yes. On a Loan or Credit row, fill the extra debt columns (balance owed, APR, minimum, credit limit, term, as-of month). When you provide a balance, the import creates a tracked debt linked to that bill automatically, so it's never orphaned.
Can I export my data?
Yes — More → Your data → Export everything to Excel. You get one workbook with a tab each for this month's bills and paychecks, your pay periods, your debts (including every balance you've reported and any extra payments), your savings goals, your giving goals, and the recurring plan every month is built from.
Every figure in it is the same one the app shows you — projected debt balances, goal pace, per-paycheck money — so the file and the screen can't disagree.
That workbook is a read-only report, not the file you upload back — the importer only reads the one-sheet template and will tell you this one doesn't match it. To edit your entries in a spreadsheet and put them back, open Import and use “Download my data”: that file carries the IDs that let a re-upload update your entries in place.